Start your credit over again!
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If you are like many Americans today, you may have found yourself in some sort of financial difficulty.
This could be related to job loss, sickness or illness or any other number of problems.
As a result, your credit has probably suffered.
But now there is new hope... StartOverCredit.com. We have teamed up with Orchard Bank
to offer what many experts consider to be the best credit card for bad credit!
Orchard Bank is owned by HSBC Bank Nevada, N.A. and offers some of the
best credit cards for those with damaged credit. And with the proper use
of your Orchard Bank credit card, you could soon be on your way to credit recovery.
If you are in need of rebuilding your credit, establishing new credit or overcoming past credit problems,
the proper use of a credit card is where financial experts say to start.
Why not start over now with the Orchard Bank credit card?
Special offers from Orchard Bank:
Issued by
HSBC Bank Nevada, N.A.
The Orchard Bank MasterCard® Secured is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all secured cards, the available balance on the card for purchases must be secured through a bank account. Once you are approved, your credit limit is equal to the amount you are allowed to deposit to this account, which will be reviewed for increases periodically. You'll then be able to use the card anywhere a traditional credit card is accepted. This card does have a low annual fee, but there are no application or participation fees. In addition, cardholders can take advantage of a 0% introductory rate on purchases for six months. However, unlike prepaid cards, you'll still have to pay interest if you choose to carry a balance on this card, but the interest rate for purchases is average. Various cardholder benefits are also provided.
Apply Now.
Review Date:
5/18/2007
Issued by
HSBC Bank Nevada, N.A.
The Orchard Bank Platinum MasterCard® is designed for those with an average or a limited credit history who would prefer a traditional credit card over a secured or prepaid card. This card does not have an application fee, but it does charge an average annual fee that is based on your credit history. This fee is very reasonable in comparison to the amount of fees you\'d pay for most prepaid cards. The interest rate for purchases is average for this type of card, and standard cardholder benefits are also provided. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. However, the best feature of this card is that it reports to all three credit bureaus. Apply Now.
Review Date:
5/18/2007
Issued by
HSBC Bank Nevada, N.A.
The Orchard Bank Gold MasterCard® is designed for those with an average or a limited credit history who would prefer a traditional credit card over a secured or prepaid card. This card does have an application fee, which most traditional credit cards don't have, but it is very low. This card charges an annual fee as well. However, these fees are very reasonable in comparison to the amount of fees you'd pay for most prepaid cards. The interest rate for purchases is average for this type of card. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. Standard cardholder benefits are also provided. However, the best feature of this card is that it reports to all three credit bureaus.
Apply Now.
Review Date:
5/18/2007
Issued by
HSBC Bank Nevada, N.A.
The Orchard Bank Silver MasterCard® is for those with an average or a limited credit history who would prefer a traditional credit card over a secured or prepaid card. This card does have an application fee, which most traditional credit cards don't have, and it charges an annual fee as well, but these fees are very reasonable in comparison to the amount of fees you'd pay for most prepaid cards. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. The interest rate for purchases is average for this type of card. Standard cardholder benefits are also provided. However, the best feature of this card is that it reports to all three credit bureaus.
Apply Now.
Review Date:
5/18/2007
Once you get your Orchard Bank credit card you will want to be sure to use it properly and effectively to maximize any potential positive effects on your credit.
Click here to learn how to use your credit card effectively to build positive credit.
